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Best 14 regular cards
updated on 3/12/2010
(Best offers are at the top)
Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable See all cards here
Reward annual estimate
or
rate5
Promo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameBonus6
Green links only
Reviews

Discussion
$443 0% 6 $0 *0% 6 5.0% N/A As low as 11.99% Discover Discover® More® Card $50
$400 2.9% 6 $452 2.9% 6 0% $0 15.24% American Express Starwood Preferred Guest® Credit Card from American Express $100
$369 No promo No promo $0 0% 6 No promo No promo 15.24% American Express TrueEarnings® Card from Costco and American Express $25
$325 No promo No promo $125 No promo No promo No promo No promo N/A American Express American Express® Preferred Rewards Gold Card $100
$300 0% 6 $0 0% 6 3.0% $0 as low as 11.99% Discover Miles by Discover® Card $125
$257 3.99% 12 $0 3.99% 6 3.0% $0 as low as 11.99% Discover Discover® Motiva(SM) Card $25
1 mile per $1 for general purchases 9.99% 12 $150 No promo No promo 0% $0 14.50% American Express Platinum Delta SkyMiles® Credit Card from American Express $250
Points:
3 per $1 on airfare,
2 per $1 on gas, groceries,
1 per $1 for general purchases
No promo No promo $1752 No promo No promo No promo No promo N/A American Express American Express(R) Premier Rewards Gold Card $150
Miles
2 per $1
0% 6 $60 0% 6 3.0% $0 as low as 11.99% Discover Escape by Discover® Card $105
Points
1 per $1
No promo No promo $0 No promo No promo No promo No promo 12.24% Chase Chase Sapphire℠ $100
Points
1 per $1
No promo No promo $0 0% 6 No promo No promo As low as 17.24% American Express Blue Sky from American Express® $100
Points
1 per $1
0% 7 $0 0% 7 3.0% N/A 14.24% Variable Citibank Citi Forward® Card $50
Cashback
1%
0% up-to 12 $0 0% up-to 6 3.0% N/A 12.99%, 17.99%, or 22.99% Chase Chase Freedom℠ $50
Cashback
.25%
0% 6 $0 0% 6 0% $0 11.99% Discover Discover® Open Road(SM) Card $25
Reward annual estimate
or
rate5
Promo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameBonus6
Green links only
Reviews

Discussion
1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived
3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards.
4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.
5 - Reward annual estimate is a predicted value of cashback or gift cards that are available via credit card reward programs or reward exchange sites like Points.com and that an average US family with typical annual expenses of ~$50,000 may receive by paying for a half of them with a credit card during the first year of card ownership. While we tried make reward calculations as accurate as possible, we provide absolutely no guarantees of prediction accuracy. We do not offer any rebates and can not guarantee that credit cards will pay you any rebates. Please be aware that credit card companies may change terms of their reward programs or even cancel them any time. Also, please note that we do not use rewards other than cashback or gift cards in our predictions even when other reward options are available. When reward earning options or/and reward redeeming options are not general enough or when information about a credit card reward program is not available to us, we display publicly available reward rate instead of annual reward value. Please click on the orange links to learn how we did predictions for a particular card.
6 - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application.


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