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Best 20 cards
updated on 5/15/2012
(Best offers are at the top)
Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable See all 26 cards here
Bonus6
Green links only
Promo purchase APRPromo period for purchases (months)Annual feePromo BT APRPromo period for BTs (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameReward annual estimate
or
rate5
Reviews

Discussion
Card type
$300 0% 12 $0 0% 12 3% N/A 10.24% Chase Ink℠ Classic Business Points
1 per $1
Business
$300 0% 12 $0 0% 12 3% N/A 10.24% Chase Ink Cash℠ Business Card Cashback
5%
Business
$150 0% 6 $0 No promo No promo No promo No promo 13.24% Citibank CitiBusiness ThankYou℠ Card Points
1 per $1
Business
$150 0% 12 $75 No promo No promo No promo No promo 17.24%-22.24% Variable American Express Blue Cash Preferred℠ Card from American Express Cashback
6%
Regular
$105 0% 6 $60 0% 6 3% N/A 10.99% - 16.99% (V) Discover Escape by Discover® Card Miles
2 per $1
Regular
$100 0% 7 $0 0% 12 3% N/A 12.99% - 22.99% (Variable) Citibank Citi Forward® Card Points
1 per $1
Regular
$100 0% 12 $0 No promo No promo No promo No promo 17.24%-22.24% Variable American Express Blue Cash Everyday(SM) Card from American Express Cashback
3%
Regular
$100 0% 12 $0 0% 12 3% N/A 12.99% - 22.99% (Variable) Citibank Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back Cashback
5%
Regular
$75 0% 6 $0 No promo No promo No promo No promo 15.24% variable American Express TrueEarnings® Card from Costco and American Express $369 Regular
$25 0% 6 $0 No promo No promo No promo No promo 12.99%- 18.99 V Discover Discover® Student Card - $20 Cashback Bonus® Cashback
20%
Student
$25 0% 15 $0 0% 15 3% N/A 10.99% - 20.99% (V) Discover Discover® Motiva Card $257 Regular
$20 0% 9 $0 No promo No promo No promo No promo 12.99%- 18.99 V Discover Discover® Mix Tape Student Card Cashback
20%
Student
$20 0% 9 $0 No promo No promo No promo No promo 12.99%- 18.99% V Discover Discover® Open Road Card for Students Cashback
20%
Student
0% 6 $0 0% 18 3% N/A 10.99% - 20.99% (V) Discover Discover® More Card - 18 Month Promotional Balance Transfer Cashback
20%
Regular
0% 7 $0 No promo No promo No promo No promo 13.99% - 21.99% (Variable) Citibank Citi® Dividend Platinum Select® Card for College Students Cashback
5%
Student
0% 7 $0 No promo No promo No promo No promo 13.99% - 22.99% (Variable) Citibank Citi Forward® Card for College Students Points
1 per $1
Student
0% 9 $0 No promo No promo No promo No promo 12.99%- 18.99 V Discover Discover® Student Card - Clear $233 Student
0% 9 $0 No promo No promo No promo No promo 12.99%- 18.99 V Discover Discover® Student Card - Monogram Collection $233 Student
0% 12 $35 0% 12 3% N/A 7.50%, 9.50% or 11.50% IberiaBank IberiaBank Visa® Select Card   Regular
0% 12 $0 No promo No promo No promo No promo 17.24%-22.24% Variable American Express Blue Sky from American Express® Points
1 per $1
Regular
Bonus6
Green links only
Promo purchase APRPromo period for purchases (months)Annual feePromo BT APRPromo period for BTs (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameReward annual estimate
or
rate5
Reviews

Discussion
Card type
1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived
3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards.
4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.
5 - Reward annual estimate is a predicted value of cashback or gift cards that are available via credit card reward programs or reward exchange sites like Points.com and that, for regular credit cards, an average US family with typical annual expenses of ~$50,000 may receive by paying for a half of them with a credit card during the first year of card ownership. For business and student credit cards, we used typical spending patterns of an US retail trade business with credit card payable annual expenses of ~$35,000 and an US student budget with typical credit card payable annual expenses of ~$25,000 , respectively. While we tried make reward calculations as accurate as possible, we provide absolutely no guarantees of prediction accuracy. We do not offer any rebates and can not guarantee that credit cards will pay you any rebates. Please be aware that credit card companies may change terms of their reward programs or even cancel them any time. Also, please note that we do not use rewards other than cashback or gift cards in our predictions even when other reward options are available. When reward earning options or/and reward redeeming options are not general enough or when information about a credit card reward program is not available to us, we display publicly available reward rate instead of annual reward value. Please click on the orange links to learn how we did predictions for a particular card.
6 - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application.


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