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Best 19 cards
updated on 2/8/2012
(Best offers are at the top)
Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable See all cards here
Promo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameReward annual estimate
or
rate5
Bonus6
Green links only
Reviews

Discussion
Card type
0% 18 $0 0% 6 3% N/A 10.99% - 20.99% (V) Discover Discover® More Card - 18 Month Promotional Balance Transfer Cashback
20%
 Regular
0% 18 $0 0% 18 3% N/A 11.99% - 21.99% (Variable) Citibank Citi® Diamond Preferred® Card    Regular
0% 18 $0 0% 18 3% N/A 11.99% - 21.99% (Variable) Citibank Citi® Platinum Select® Visa® Card    Regular
0% 18 $0 0% 18 3% N/A 11.99% - 21.99% (Variable) Citibank Citi® Platinum Select® MasterCard®    Regular
0% 18 $0 0% 18 3% N/A 12.99% - 21.99% (Variable) Citibank Citi Simplicity® Card    Regular
0% 15 $0 0% 15 3% N/A 10.99% - 20.99% (V) Discover Discover® Motiva Card $257 $25 Regular
0% 15 $0 0% 15 3% N/A 11.99% - 21.99% Variable Chase Slate® from Chase - No Balance Transfer Fee    Regular
0% 15 $0 0% 15 3% N/A 12.99% - 22.99% (Variable) Citibank Citi ThankYou® Card Points
1 per $1
 Regular
0% 12 $0 0% 12 0% N/A 10.99% - 19.99% (V) Discover Discover® More Card - $0 Balance Transfer Fee! Cashback
20%
 Regular
0% 12 $0 0% 6 3% N/A As low as 11.99% Variable Chase Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR Cashback
10%
$100 Regular
0% 12 $0 0% 7 3% N/A 12.99% - 22.99% (Variable) Citibank Citi Forward® Card Points
1 per $1
$100 Regular
0% 12 $0 0% 12 3% N/A 12.99% - 22.99% (Variable) Citibank Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back Cashback
5%
$100 Regular
0% 6 $0 0% 6 3% N/A 10.99% - 16.99% (V) Discover Miles by Discover® Card Miles
1 per $1
$125 Regular
0% 6 $0 0% 6 3% N/A 13.24% Chase Ink℠ Classic Business - Up to 25,000 Bonus Points Points
1 per $1
$250 Business
0% 6 $0 0% 6 3% N/A 13.24% Chase Ink Cash℠ Business Card Cashback
5%
 Business
0% 6 $60 0% 6 3% N/A 10.99% - 16.99% (V) Discover Escape by Discover® Card Miles
2 per $1
$105 Regular
1.99% NONE $0 No promo No promo 2% N/A 7.25%, 10.25%, or 13.25% IberiaBank IberiaBank Visa® Classic Card    Regular
1.99% NONE $0 No promo No promo 2% N/A 9.25%, 12.25%, or 15.25% IberiaBank IberiaBank Visa® Platinum Rewards Card Points
1 per $1
 Regular
1.99% NONE $0 No promo No promo 2% N/A 9.25%, 12.25%, or 15.25% IberiaBank IberiaBank Visa® Gold Cash Back Rewards Card $276  Regular
Promo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameReward annual estimate
or
rate5
Bonus6
Green links only
Reviews

Discussion
Card type
1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived
3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards.
4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.
5 - Reward annual estimate is a predicted value of cashback or gift cards that are available via credit card reward programs or reward exchange sites like Points.com and that, for regular credit cards, an average US family with typical annual expenses of ~$50,000 may receive by paying for a half of them with a credit card during the first year of card ownership. For business and student credit cards, we used typical spending patterns of an US retail trade business with credit card payable annual expenses of ~$35,000 and an US student budget with typical credit card payable annual expenses of ~$25,000 , respectively. While we tried make reward calculations as accurate as possible, we provide absolutely no guarantees of prediction accuracy. We do not offer any rebates and can not guarantee that credit cards will pay you any rebates. Please be aware that credit card companies may change terms of their reward programs or even cancel them any time. Also, please note that we do not use rewards other than cashback or gift cards in our predictions even when other reward options are available. When reward earning options or/and reward redeeming options are not general enough or when information about a credit card reward program is not available to us, we display publicly available reward rate instead of annual reward value. Please click on the orange links to learn how we did predictions for a particular card.
6 - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application.


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